Agriculture Loans & Lines of Credit

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Support to keep you going and growing.

We’re committed to providing financial products and services to our agricultural communities. Whether you farm 10 acres or 10,000, you’ll appreciate the local decision making of our on-site experts who live and work here alongside you in eastern Iowa.

As Midwesterners, we know different challenges can arise, so we’ll be here to help you with the financing solutions that work best for your operation.

Our most common agriculture loans include:

  • Agricultural Real Estate
  • Agricultural Machinery and Equipment
  • Agricultural Operating Loans
  • Breeding and Feeder Livestock

From a low interest line of credit for immediate access to funds, to expanding your operations, you’ll appreciate knowing that the affordable financing you need is just a call, click or visit away.

When you choose DuTrac, you’ll benefit from:

  • Local decision making from local, experienced ag experts
  • A streamlined loan approval process
  • Flexible payment options designed for your unique cash flow
  • Favorable loan terms
  • Loan-to-Value (LTV) ratios of up to 80%
  • Competitive rates

Contact any one of our experienced commercial lenders to get started.

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The DuTrac Commercial Lending Team

Jeff Waller

Commercial Lending Manager
jwaller@dutrac.org
(563) 635-7410

Travis Phelan

Commercial Lender
tphelan@dutrac.org
(563) 557-5001, ext. 8518

Dennis Naranjo

Commercial Lender
dnaranjo@dutrac.org
(563) 635-7411

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

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Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.