Drop some rate with a DuTrac credit card
With interest rates typically lower than the national average†
You’ve been watching your spending and counting pennies, yet you still sweat when you see your credit card balance. It’s time to get your finances in shape with a DuTrac MasterCard.
With interest rates typically lower than the national average†, you’ll pay less in interest each month on outstanding balances. That means more money in your pocket, where it belongs.
CHOICE Mastercard
Place the power of rate choice in your hands. Choose between a variable or a non-variable rate card.
Learn more at Mastercard Guide to Benefits.
View disclosures.
Platinum Rewards Mastercard
Earn points every time you use your card and redeem your points for cash or items. For those members with the best credit.
Learn more at Mastercard Guide to Benefits.
View disclosures.
Current DuTrac Credit Card Rates
Business Platinum Rewards Mastercard
Business Platinum Rewards offers small business owners valuable rebates on business spending with Mastercard Easy Savings®.
Learn more at Mastercard® Premium Easy Savings program and Mastercard Guide to Benefits for Small Business.
FirstCard Credit Card
FirstCard Credit Card for those with little to no credit and interested in building a positive credit history.††
Learn more at Mastercard Guide to Benefits.
Not a DuTrac Member? Join Now and Save More
With DuTrac’s Member Advantage, you can move any secured consumer loan you have with another lender to DuTrac and receive an interest rate discount. Learn More »
Compare card features, learn about additional benefits, and read FAQs
† Data from the Federal Reserve as of 3/28/24. See full disclosures at dutrac.org/borrow/credit-cards.
†† Low interest rates not guaranteed with FirstCard Credit Card.
*VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next 1/4% plus a margin of 7.74%. The effective date of any changes will be on the cycle date in February, May, August and November.
**VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next highest 1/4% plus a margin of 9.24%. The effective date of any changes will be on the cycle date in February, May, August and November.
***VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next 1/4% plus a margin of 5.49%. The APR will not be lower than 8.24%. The effective date of any changes will be on the cycle date in February, May, August and November.