Home Equity Plus Line of Credit

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It’s on the house.

Build something new, refinish something old, or buy something you have always wanted. With DuTrac’s Home Equity Plus Line of Credit, building a strong foundation for your future is a lot easier to accomplish with the right tools.

The Home Equity Plus Line of Credit includes:

  • A one-time application
  • Access to your line of credit 24 hours a day, seven days a week
  • A low, variable interest rate
  • A 10-year draw period without re-qualifying
  • Repayment terms up to 15 years
  • Automatic payments and direct deposit

Not a DuTrac member? Learn more about all the benefits of membership and open an account today. 

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Maintenance to DuTrac.org will take place on February 28th from 10pm-1am. During this time, access to e-Banking, the DuTrac Mobile App, and Accessline will be unavailable.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.