Certificates of Deposit (CD) Rates

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Rates as of July 1, 2022
StandardEcoPlus Account Bonus*
Dividends CalculatedQuarterlyQuarterly
Dividends PaidQuarterlyQuarterly
Minimum Opening Deposit$1000$1000
Term of CertificateDividend RateAPY¹Dividend RateAPY¹
6 Months0.35%0.35%0.60%0.60%
9 Months**1.24%1.25%n/an/a
12 Months0.45%0.45%0.70%0.70%
18 Months0.50%0.50%0.75%0.75%
24 Months0.55%0.55%0.80%0.80%
30 Months0.60%0.60%0.85%0.85%
36 Months0.85%0.85%1.10%1.10%
39 Months***2.72%2.75%n/an/a
48 Months1.10%1.10%1.35%1.36%

¹APY = Annual Percentage Yield

*Electronic statements and recurring direct deposit required to receive EcoPlus Account. Other eligibility requirements may apply. EcoPlus Account Bonus of .25% will be revoked if account no longer qualifies for an EcoPlus Account. Checking accounts require an opening deposit of $25. Rate may change after the account is opened. Dividends begin to accrue on the first day member funds are made available and the Certificate of Deposit is issued. Interest dividends on your certificate will be credited by adding the interest to the principal. Interest rate locked when account is opened. A penalty may be imposed for early withdrawal and fees could reduce earnings on account. Withdrawal of earnings could reduce APY. Other rates and terms available. Membership required and subject to qualifications. Minimum $5 share deposit required.

**9 month special CD will automatically renew for a standard 6 month term & rate at maturity. Minimum deposit $500, regardless of age. EcoPlus Checking Account Bonus of .25% does NOT apply.

***39 month special CD will automatically renew for a standard 36 month term & rate at maturity. Minimum deposit $500, regardless of age. EcoPlus Checking Account Bonus of .25% does NOT apply.

Rates subject to change without notice.
Not valid for brokered deposits, institutional investors, or Public Funds