Business Checking

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The flexibility you want, the options you need.

We understand not all businesses are the same, so we offer business members two choices when it comes to managing their checking account: our basic Business Member Checking and a tiered-style Business Relationship Checking.

Both accounts include:

  • Mastercard debit card
  • Overdraft Protection/Courtesy Pay
  • Low minimum opening requirement of $100

Sometimes simpler is better. For businesses who need just the basics, our Business Member Checking is the answer.

  • E-statements make record-keeping easy and eliminates the monthly fee
  • Access to Direct Deposit
  • PIN transactions: 12*
  • Monthly check writing limit: 125**
  • Monthly checks deposited limit: 50***
  • Daily ATM limit: $300
  • Daily Point of Sale (POS) limit: $600
  • Daily transaction limit: 20

*First 12 transactions per month at no charge, $1.50+tax after first 12. All DuTrac owned ATMs have no charge.

** $0.15 fee per check over 125.

***Tiered fee based on number of checks deposited over 50.

Our dividend-bearing account offers options that are tiered based on relationship.

  • Optional e-statements
  • Access to Direct Deposit
  • PIN transactions: 12*
  • Monthly check writing limit: 125**
  • Monthly checks deposited limit: 50***
  • Daily ATM limit: $300
  • Daily Point of Sale (POS) limit: $600
  • Daily transaction limit: 20

*First 12 transactions per month at no charge, $1.50+tax after first 12. All DuTrac owned ATMs have no charge.

** $0.15 fee per check over 125.

***Tiered fee based on number of checks deposited over 50.

All DuTrac branches will be closed on Thursday, November 28, for Thanksgiving.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, November 11, for Veterans Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.