Owning investment property can be a smart choice. One of the greatest benefits to investment property is receiving rental income which can help fund the mortgage payment on the property.

DuTrac offers the ability to structure loans with terms that help you achieve your business goals and objectives that ultimately will impact your bottom line.

Benefits include:

• Ability to write off most of the expenses associated with the maintenance of the property
• Additional tax benefits such as depreciation and mortgage interest deductions (please contact your tax advisor to determine your business deductions)
• Owning your own property for your business helps you control overhead costs and builds equity in an asset, instead of paying rent to someone else

Because you’re working with a credit union and not a traditional bank, you can take advantage of some of the most competitive commercial real estate loans in Iowa.

Loan rates and terms:

• Flexible terms up to 25 years
• No prepayment penalties

DuTrac can finance almost any type of property:

• 1-4 Family Rentals
• Apartment Buildings
• Mixed-Use Properties
• Commercial Real Estate
• Light Industrial
• Warehouse
• Mini-Storage
• Office
• Retail