Read the latest news from DuTrac Community Credit Union: Winter 2024 Update.
Category: DuTrac News
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Fall 2023 Newsletter
Read the latest news from DuTrac Community Credit Union: Fall 2023 Update.
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New Moline Branch to be completed Spring 2024
DuTrac Community Credit Union is happy to announce that a new Moline branch office is soon to be under construction at the existing branch office site located at 3153 Avenue of the Cities with a scheduled open date during the late spring 2024. This larger, modern facility with expanded property lines will have many features...
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Summer 2023 Newsletter
Read the latest news from DuTrac Community Credit Union: Summer 2023 Update.
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Safe & Sound since 1946
With recent announcements regarding bank failures, DuTrac views this as an opportunity to provide its members with peace of mind during a period when many of us do not have access to all the facts. We also want to re-assure our members of the safety and soundness of their credit union deposits, and to remind members of the credit union difference as a member-owned financial cooperative.
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Six tips to improve your credit
Pay your bills on time All of them, every time, period. Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk....
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The Cost or Savings of Credit
Remember “The Golden Rule to Credit”…the higher the better when it comes to a credit score. Consumers have four primary advantages with a higher credit score: Reduces the pain of interest rate hikes, Borrowers qualify for a lower interest rates, Saves money on your monthly loan payments , A higher score will also more likely...
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Understanding credit and credit scores
What is Credit and a Credit Score? Credit is the ability to borrow money or access goods or services with the understanding consumers will repay the borrowing with interest later. It is based on weighted factors and shown as a number typically between 300 and 850, called a credit score, A credit score tells lenders a...
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Fall 2022 Newsletter
Read the latest news from DuTrac Community Credit Union: Fall 2022 Update.