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Be Aware of Scammers Asking for Your Money
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Be Aware of Scammers Asking for Your Money

Scammers have been finding ways to get people to pay with gift cards or by wiring money for many years. Scammers love getting you to pay that way because they can get your money fast and disappear. It is almost as good as getting you to send cold, hard cash. Which must have occurred to...

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5 Steps to Repairing Your Credit

The first step is understanding how credit works and begin making a plan. Lock away your credit cards. Now, do not close your accounts just yet. If your credit rating is poor you may have a difficult time getting new cards. The first step is to stop using them and stick to your immediate goal...

What to Know About Caller ID Spoofing
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What to Know About Caller ID Spoofing

What to Know About Caller ID Spoofing  By its literal definition, to spoof is to: Imitate something while exaggerating characteristic features for comic effect Hoax or trick someone “Spoofing” occurs when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. Spoofing is often used as part of an...

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Crisis Financial Planning – Six Things You Can Do Right Now

(March 25, 2020) The spread of Coronavirus (COVID-19) and subsequent developments have left many of us feeling unsettled. Please be assured, DuTrac Community Credit Union is doing everything possible to keep our employees, members, and your money safe while delivering the highest level of member service possible.1. Take care of your taxes. Like most things, tax...

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Joint Owner vs. Beneficiaries

Joint AccountA joint owner account has one primary member as well as a person named as joint owner. Both the primary member and the joint owner have equal, or the same, access to the functions of the account. Both can deposit, withdraw, or close the account. This degree of shared access by the primary member...

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Surviving a Layoff

Losing your job because you were laid off is not your fault – you did not do anything wrong. Dealing with a layoff can be stressful and emotional, so allow yourself the time to deal with your emotions, talk about how you feel, and remember: you are not alone. As many sectors of the economy...

Free Credit Freezes For You And Your Child
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Free Credit Freezes For You And Your Child

According to the Federal Trade Commission, a new federal law allows you to get free credit freezes for yourself and your children, and year-long fraud alerts. Currently, you may be charged fees to freeze and unfreeze your credit, depending on which state you reside in. How Credit Freezes Work Freezing your credit prevents creditors from...

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FICO Plans Big Shift in Credit-Score Calculations

(Tuesday, October 23, 2018) Fair Isaac Corp. , creator of the widely used FICO credit score, plans to roll out a new scoring system in early 2019 that factors in how consumers manage the cash in their checking, savings and money-market accounts. It is among the biggest shifts for credit reporting and the FICO scoring...

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, November 11, for Veterans Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.