Auto Rates

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Rates effective October 7, 2024
Model Year37 Months50 Months66 Months72 Months84 Months
2022 & Newer5.84%5.94%6.04%6.14%6.24%
2021 – 20205.94%6.04%6.14%6.24%6.34%
2019 – 20177.04%7.14%7.24%7.34%

*Rates are stated as Annual Percentage Rate (APR) and include a .25% discount through the EcoPlus Account which requires member to subscribe to e-Statements and establish a recurring direct deposit. The APR you receive will be based upon creditworthiness criteria. Rates are subject to change without notice. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.

 

2022 & Newer:

– 37 Months at 5.84%; 37 payments at $29.60 per $1,000 borrowed; Monthly Payments
– 50 Months at 5.94%; 50 payments at $22.63 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.04%; 66 payments at $17.85 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.14%; 72 payments at $16.64 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.24%; 84 payments at $14.72 per $1,000 borrowed; Monthly Payments

2021-2020:

– 37 Months at 5.94%; 37 payments at $29.64 per $1,000 borrowed; Monthly Payments
– 50 Months at 6.04%; 50 payments at $22.67 per $1,000 borrowed; Monthly Payments
– 66 Months at 6.14%; 66 payments at $17.89 per $1,000 borrowed; Monthly Payments
– 72 Months at 6.24%; 72 payments at $16.69 per $1,000 borrowed; Monthly Payments
– 84 Months at 6.34%; 84 payments at $14.77 per $1,000 borrowed; Monthly Payments

2019-2017:

– 37 Months at 7.04%; 37 payments at $30.15 per $1,000 borrowed; Monthly Payments
– 50 Months at 7.14%; 50 payments at $23.18 per $1,000 borrowed; Monthly Payments
– 66 Months at 7.24%; 66 payments at $18.41 per $1,000 borrowed; Monthly Payments
– 72 Months at 7.34%; 72 payments at $17.21 per $1,000 borrowed; Monthly Payments

All DuTrac branches will be closed on Thursday, November 28, for Thanksgiving.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed at 1:00PM on Tuesday, December 24 for Christmas Eve and all day Wednesday, December 25 for Christmas Day.

All DuTrac branches will be closed on Wednesday, January 1 for New Year's Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, November 11, for Veterans Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.