Mortgage Rates

Home » Rates » Mortgage Rates
Rates as of July 1, 2022
TypeTermPointsRateAnnual Percentage Rate (APR)
15 Year Fixed15 Years04.250%4.3496%
20 Year Fixed20 Years04.625%4.7039%
30 Year Fixed30 Years05.125%5.1843%
FHA Loan30 Years05.000%5.3159%
VA Loan30 Years05.000%5.2529%
USDA Loan30 Years05.125%5.3635%

Real Estate rates are accurate as of the date shown and subject to change without notice. Some rates may require the payment of points. Rates and terms assume owner-occupied, single-family property for the loan amount. The home loan rates and terms listed here are example only and are subject to change without notice. Rates may vary due to subject property, loan characteristics, credit qualifications and other factors. Property and flood insurance may be required. Example is for purchase only. Please contact our Real Estate Department at (563) 557-5001 ext. 4840 for up to the minute information.

Example Terms of Repayment based on loan amount of $150,000
15-year fixed rate mortgage at the stated rate equals 180 payments of $7.50 per $1,000 borrowed.
30-year fixed rate mortgage at the stated rate equals 360 payments of $5.44 per $1,000 borrowed.
Other rates and terms available. Please call (563) 582-1331.