Mortgage Rates

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Rates as of 10/11/2024
TermRateAnnual Percentage Rate (APR)
15 Year Fixed5.500%5.654%
20 Year Fixed6.000%6.124%
30 Year Fixed6.125%6.219%

FHA, USDA, VA and ARM loans are also available. Please call for rates.

Real Estate rates are accurate as of the date shown and are subject to change. Some rates may require the payment of points. Rates and terms assume owner-occupied, single-family property for the loan amount. The home loan rates and terms listed here are examples only and are subject to change without notice. Rates may vary due to subject property, loan characteristics, credit qualifications, and other factors. Property and flood insurance may be required. The examples are for purchase only.

Other rates and terms available. Please call 563-582-1331.

Example Terms of Repayment based on loan amount of $150,000
15-year fixed rate mortgage at the stated rate equals 180 payments of $8.18 per $1,000 borrowed.
30-year fixed rate mortgage at the stated rate equals 360 payments of $6.08 per $1,000 borrowed.

If a first lien on the dwelling, example payments do not include amounts for property taxes and insurance premiums and the actual payment obligation will be greater by the amount of property taxes and insurance premiums paid, respectively.

 

 

 

 

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.