Skip-A-Pay Is Back!

DuTrac is once again offering members the opportunity to skip your next monthly loan payment. Free up some additional cash to help take the edge off your holiday stress with DuTrac’s Skip-a-Pay!

Apply to skip your next payment on any eligible loan(s) once your previous month’s payment has been made.

Simply fill out an online Skip-a-Pay form, contact DuTrac at members@dutrac.org, call 563.582.1331 or stop into any of our branch office locations for further details.

A $30 processing fee is charged for each loan payment you request to skip. Other qualifications may apply. By choosing Skip-a-Pay you agree: that interest will continue to accrue during the Skip-a-Pay period; that by electing to Skip-a-Pay the total interest charge will increase and extend the time required to pay your loan(s) in full based on your required minimum monthly payment; that you must take action to stop a recurring loan payment from another financial institution that you may have enrolled in through DuTrac.org for the month Skip-a-Pay is elected. All requests for the Skip-a-Pay promotion are subject to approval. All loans must be paid current and your account must be in good standing. Loans originated on or after January 1, 2025 are not eligible for the Skip-a-Pay promotion. Loans secured by real estate, single payment notes, business/commercial loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event of a claim (refer to your GAP contract for details.) Apply at least three business days before your payment is due. If Skip-a-Pay would result in your loan being paid ahead by more than 2 months, your application will not be processed.