Skip-A-Pay Is Back!

DuTrac is once again offering members the opportunity to skip your November or December monthly loan payment. Free up some additional cash to help take the edge off your holiday stress with DuTrac’s Skip-a-Pay!

Apply to skip your November or December payment on any eligible loan(s) once your previous month’s payment has been made.

Simply fill out an online Skip-a-Pay form, contact DuTrac at members@dutrac.org, call 563.582.1331 or stop into any of our 15 branch office locations for further details.

^{*A $30 processing fee is charged for each loan payment you request to skip. October payment must be made before applying to skip November; November payment must be made before applying to skip December. Applications submitted before the prior month’s payment has been made will not be processed. Other qualifications or restrictions may apply. By electing to “Skip-a-Pay” you agree that interest will continue to accrue during the “Skip-a-Pay” period; that the total interest charge will increase and extend the time required to pay your loan(s) in full based on your required minimum monthly payment; and that any distribution will automatically stop and restart the following month. All requests for the “Skip-a-Pay” promotion are subject to approval. All loans must be current, and your account must be in good standing. Loans originated after December 31, 2023, are not eligible for the 2024 “Skip-a-Pay” promotion. Loans secured by real estate, single payment notes, business/commercial loans, and credit cards are not eligible. GAP insurance may not cover skipped payments (refer to your GAP contract for details). Applications must be received at least 3 business days before the due date of the payment you would like to skip.}