There are many types of student aid with varying eligibility requirements and options to consider. Federal Student Aid – There are nine different programs funded by the federal government. State-Based Aid – There are 605 different programs funded by individual states, with various eligibility requirements. To find all programs in your state, visit www.FAFSA.com/stateaid. College-Specific Aid – Most...
Author: News Admin (News Admin)
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Increase Your Chances to Receive Scholarships
As high school graduation, and the expense of a post-high school education approaches, many students feel pressure to obtain as many scholarships as possible. As long as the recipient of the scholarship continues to meet its qualifications, the money never needs to be repaid. High school students can improve their chances of earning a scholarship...
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Household Bills for College Students
If you are not living on campus, you probably have some household bills to pay. Even if you are living on campus now, you will have these kinds of bills to pay in the future: Rent. Being a good tenant today can help you rent another place in the future. Most landlords research potential applicants with...
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Want to Avoid Fees? “Go Green” with DuTrac to Save Green!
By carefully managing your money, tracking personal finances and familiarizing yourself with your financial institution’s policies, you can avoid paying unnecessary fees. Take adequate time to ask questions and understand how much any institution will charge you to access your money. The money you save could mean the difference between an overdraft charge and a...
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5 Steps to Repairing Your Credit
The first step is understanding how credit works and begin making a plan. Lock away your credit cards. Now, do not close your accounts just yet. If your credit rating is poor you may have a difficult time getting new cards. The first step is to stop using them and stick to your immediate goal...
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Checklist For The First Time Home Buyer
(December 5, 2019) There are a few important steps to mark off on a “First Time Home Buyer Checklist” before making that first big home investment. Although each step may take some time to achieve, some steps may not require much time at all depending on the financial and credit situation of the buyer(s). Please...
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Debit Card Fraud
DuTrac Community Credit Union was recently made aware of fraudsters contacting members under the guise of warning you about possible card fraud. DuTrac Community Credit Union makes every effort to ensure that your financial information is safe and secure. DuTrac’s online systems are monitored and constantly updated with multiple security layers and procedures. However, the...
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What to Know About Caller ID Spoofing
What to Know About Caller ID Spoofing By its literal definition, to spoof is to: Imitate something while exaggerating characteristic features for comic effect Hoax or trick someone “Spoofing” occurs when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. Spoofing is often used as part of an...
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Tips to Avoid Being Scammed
(Thursday, May 10, 2018) Provided by the Dubuque Police Department. • Question everything. The old saying “if it seems too good to be true, it probably is” remains accurate. • Research. Never make a hasty decision when it comes to providing personal information, account information and/or sending/giving money. Take a few minutes to verify the...