What is Credit and a Credit Score? Credit is the ability to borrow money or access goods or services with the understanding consumers will repay the borrowing with interest later. It is based on weighted factors and shown as a number typically between 300 and 850, called a credit score, A credit score tells lenders a...
Most individuals spend just a few brief moments reviewing their retirement account balance when the quarterly statement shows up. It’s true that markets are unpredictable, and some years are better than others, but the fact of the matter is a successful retirement plan involves more than a periodic balance check. Attend First Community Trust’s no-cost...
Read the latest news from DuTrac Community Credit Union: Winter 2023 Update.
Join DuTrac Financial Group on Wednesday, January 11, at 6 p.m. at the Holiday Inn Express & Suites, 2080 Holliday Drive in Dubuque, or on Thursday, January 12, at 6 p.m. at the Bettendorf branch, 2770 Middle Road, for a no-cost seminar on how Social Security benefits can influence your financial future. Find out more...
IRS impersonators have been around for a while. But as more people get to know their tricks, they’re switching it up. So instead of contacting you about a tax debt and making threats to get you to pay up, scammers may send you a text about a “tax rebate” or some other tax refund or benefit. Here’s...
If there’s one constant among scammers, it’s that they’re always coming up with new schemes, like the Google Voice verification scam. Have you heard about it? Here’s how it works. Scammers target people who post things for sale on sites like Craigslist or Facebook Marketplace. They also prey on people who post looking for help...
DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re excited to have our local schools showcase their talented students this holiday season. Tune in and listen on Dubuque station KAT FM 92.9 and Dyersville station KDST 99.3 starting December 1. Click here to...
Telephone scammers impersonate people they believe you know or trust. They pretend to be attorneys, police officers, creditors, and even credit union representatives by spoofing phone numbers from known sources. It may even look like a credit union number on your caller ID screen. The con artist claims there is a time-sensitive issue that requires...
Keeping your financial and personal information secure is a top priority at DuTrac. From text alerts for our checking account debit cards, to credit cards with chip-enhanced technology, we are constantly working to provide the latest fraud protection tools and services. DuTrac Community Credit Union will never: call, email, or text asking you to provide your online...
By making a few changes to your devices and accounts, you can maintain security against outside parties’ unwanted attempts to access your data, as well as protect your privacy from those you don’t consent to sharing your information with. Follow these simple steps to protect yourself and your information online. Keep Your Account Secure Never...
