(Wednesday, June 19, 2019) – Parents teach their children many life lessons. From learning the basics of walking, speaking and eating to the more complicated lessons of using good judgement in decision making and socializing properly with others.Evaluations returned from DuTrac’s recent financial literacy fair reflected 22.5% of students thought core financial literacy skills should be taught...
Author: News Admin (News Admin)
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School Shopping for Young Families
It’s mid-summer and almost back-to-school time – translating into hundreds of dollars in added expenses for families as they purchase clothing and supplies for their children to begin the new school year. Worse yet, spending for school supplies, if not carefully planned for and budgeted, can add up all too quickly… in what may seem...
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Household Bills for College Students
If you are not living on campus, you probably have some household bills to pay. Even if you are living on campus now, you will have these kinds of bills to pay in the future: Rent. Being a good tenant today can help you rent another place in the future. Most landlords research potential applicants with...
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Want to Avoid Fees? “Go Green” with DuTrac to Save Green!
By carefully managing your money, tracking personal finances and familiarizing yourself with your financial institution’s policies, you can avoid paying unnecessary fees. Take adequate time to ask questions and understand how much any institution will charge you to access your money. The money you save could mean the difference between an overdraft charge and a...
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Top 10 Ways to Save
Being frugal does not always mean being cheap. Remember to keep this essential attitude. There is a greater reason for not spending money. Shop based on sales. Stock up on items that you use regularly when the store is having a sale. Know your prices. Compare prices of items commonly purchased for your home. Keep...
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Tips to Avoid Being Scammed
(Thursday, May 10, 2018) Provided by the Dubuque Police Department. • Question everything. The old saying “if it seems too good to be true, it probably is” remains accurate. • Research. Never make a hasty decision when it comes to providing personal information, account information and/or sending/giving money. Take a few minutes to verify the...
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5 Steps to Repairing Your Credit
The first step is understanding how credit works and begin making a plan. Lock away your credit cards. Now, do not close your accounts just yet. If your credit rating is poor you may have a difficult time getting new cards. The first step is to stop using them and stick to your immediate goal...
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Checklist For The First Time Home Buyer
(December 5, 2019) There are a few important steps to mark off on a “First Time Home Buyer Checklist” before making that first big home investment. Although each step may take some time to achieve, some steps may not require much time at all depending on the financial and credit situation of the buyer(s). Please...
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What to Know About Caller ID Spoofing
What to Know About Caller ID Spoofing By its literal definition, to spoof is to: Imitate something while exaggerating characteristic features for comic effect Hoax or trick someone “Spoofing” occurs when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. Spoofing is often used as part of an...
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Things to Consider When Selling Your Home
The latest issue is available! Explore topics including why you shouldn’t wait to sell your house, the expert winter housing market forecast, why low inventory is a win for sellers, home price appreciation is on the rise, leveraging your equity, why people are moving this season, and more. Winter 2021 Edition